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Invest in Your Well-Being:
Initial Intake Assessment — $200.00
Duration: 60 to 90 Minutes | CPT Code: 90791
Our very first session. A detailed, collaborative evaluation to discuss your history, current challenges, and goals, and begin mapping your path forward together.
Individual Therapy — Deep Dive — $140.00
Duration: 53 to 60 Minutes | CPT Code: 90837
Perfect for processing complex trauma (such as our structured Prolonged Exposure protocol), exploring deep interpersonal dynamics, or working through intense clinical themes without feeling rushed.
Individual Therapy — Focused Session — $120.00
Duration: 38 to 52 Minutes | CPT Code: 90834
Designed for structured, active skill-building, reviewing therapeutic homework, or focusing on immediate coping tools. Fits neatly into a lunch break or busy professional calendar.
Individual Therapy — Brief Session — $90.00
Duration: 16 to 37 Minutes | CPT Code: 90832
Excellent for rapid coping skill check-ins, targeted symptom management, active accountability tracking, or clinical maintenance once core goals have been achieved.
In-Network Credentialing (Coming Soon!)
In-Network Credentialing (Coming Soon!)
Pavlo Therapy is actively working to make quality mental health care more accessible. We are currently in the process of credentialing and panel enrollment with major insurance carriers. Direct insurance billing will become active as soon as our contracts are finalized with:
Independence Blue Cross (PA)
Optum / UnitedHealthcare (PA/NJ)
Horizon Blue Cross Blue Shield of NJ (NJ)
Aetna (PA/NJ)
Cigna / Evernorth (PA/NJ)
Highmark Blue Cross Blue Shield (PA)
Medicare (PA/NJ)
If you would like to be notified as soon as we are officially in-network with your specific health insurance carrier, please send us a quick note through our contact form!
Out-of-Network (OON) & Superbills
Out-of-Network (OON) & Superbills
If you have an insurance plan with out-of-network benefits, you can often receive substantial reimbursement for our services (typically 50% to 80% of the session cost).
How It Works: You pay the standard session fee at the time of service via our secure SimplePractice portal. On the 2nd of each month, you'll receive a specialized clinical receipt called a Superbill in your client portal containing all necessary diagnostic (ICD-10) and procedural (CPT) codes. You submit this Superbill directly to your insurance company, and they will mail a reimbursement check directly to you.
We recommend calling your insurance member services and asking:
Do I have out-of-network behavioral health benefits for outpatient office visits?
What is my out-of-network deductible, and has it been met yet?
What is the reimbursement rate for service codes CPT 90791, 90837, 90834, and 90832?
Payment & Policies
Card on file: A credit, debit, HSA, or FSA card is kept securely on file in the SimplePractice client portal and charged after each session. If you use an HSA or FSA card, please also add a backup credit or debit card.
Sliding scale: A limited number of reduced-fee spots are available. Ask about them during your free 15-minute consultation.
Cancellations and missed sessions: Please cancel at least 24 hours in advance. Cancellations with less than 24 hours' notice and missed sessions are charged a flat $100 fee to the card on file.
Good Faith Estimate
You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost. Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Your path is uniquely your own.
I'm here to walk alongside you as you find your way.
Want to know what to expect first? Getting Started with Therapy (PDF) →
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